Loan Personal Motorcycle to circulate freely
A Personal Motorcycle Loan is intended to purchase a motorcycle, new or used (up to 9 years). For this vehicle, which focuses around it a community of enthusiasts, consumer credit can be a financing solution for all types of motorized two-streets.
Loan: a loan adapted to many models
The objective of consumer credit is to support and finance individual projects. The purchase of a motorcycle is certainly one of the best known, as motorcycles have helped to change the habits of enthusiasts. The industry produces many models of two-wheelers, which makes the Loan Personal Motorcycle a diversified financing.
Credits for two-wheelers: the principle of unallocated loan
Moto Personal Loan is unrestricted financing. In other words, the financial institution does not require any proof of purchase in addition to the actual documents (financial situation, name and address of the client, etc.). When the credit is the subject of a favorable opinion subject to acceptance (1), the applicant is then sent a financial offer.
A vast choice of vehicles to finance
Credit files concern many models of motorcycles. To each his own style. There are four main sub-families: all-terrain (trail), sports, road or custom (extended front fork). In addition to the type of body, the price of the machine will also vary according to its engine capacity (engine size). The motorcycle loan therefore adapts to the needs of each borrower.
The Motorcycle Loan
Cofinco is a brand of the credit group, which has existed since 1951 in France. In order to allow the public to discover its motorcycle offer, the financial institution proposes a step in 3 stages, without prior and free commitment:
- Perform an online simulation to discover the financing characteristics: monthly payments, annual percentage rate and repayment period
- Apply for a loan online and immediately obtain a response in principle
Moto Personal Loan is a repayable loan for a new and used vehicle up to 9 years old, at a fixed annual effective rate of interest (APR) of 1.00% to 17.50% (fixed debit rate of 0.995% to 16.236 %) for an amount of $ 1,000 to $ 75,000 over a repayment period of 12 to 72 months.
Offer valid until October 23, 2019. Offer made on the basis of rates applicable over the period and subject to extension. Offer free of charge.
Offer subject to final acceptance after consideration of the supporting documents requested by Cofinco, CA Consumer Finance brand, lender.
You have a legal right of withdrawal when you subscribe your credit.
The electronic signature is offered for Personal loans, Personal Auto, Personal Motorcycle, Personal Caravan, Works and Agila Renewable Credit. It is accessible subject to informing a mobile number when you apply online, this number is required to sign electronically.
Your financing is paid into your bank account after study of your supporting documents, final acceptance of your file by the lender and after the end of the legal prohibition of making available funds.
Optional insurance underwritten by Jazi LIFE dac (Death) and Jazi NON LIFE dac (Total and Irreversible Loss of Autonomy, Total Temporary Incapacity of Work, Total Permanent Disability) – Insurance Companies under Irish Law – Headquarters: Beaux Lane House – Mercer Street Lower, Dublin 2, Ireland – Registered 306030 and 306027 at the Companies Registration Office – Submitted to the Control of Centrum Bank of Ireland, Green College, PO Box 9138, Dublin 2, Ireland/(Assistance), RCS Paris B 377 768 601 Tel 01 47 11 25 37 (non-surcharged number)/(additional indemnity guarantee), RCS Paris 352 358 865 tel: 01 55 92 33 00, non-surcharged number. The cost of insurance may vary depending on your personal situation.
Monthly payment break
The monthly payment break is possible every 6 months since your file is more than 3 months old, subject to the proper functioning of your credit, for a period of 1 to 2 consecutive months. The new monthly payment can lengthen the duration and increase the total cost of credit. Request to make 15 days before expiry. In case of decline, the new monthly payment must represent at least 60% of the initial monthly payment.
The Agila Renewable Credit is a credit whose contract is renewable annually and whose applicable rate depends on the portion corresponding to the amount actually borrowed. This amount is determined daily by all uses and repayments of the Borrower. The applicable rate may therefore increase or decrease depending on the portion of the credit used by the Borrower.
Offer subject to acceptance after study of the supporting documents requested by Cofinco, CA Consumer Finance brand, lender.
You can use your Agila Renewable Credit by making funds transfers within 48 hours (excluding weekends and public holidays) to your bank account as soon as the legal prohibition of the provision of funds is complete.
The Agila Renewable Credit can be accompanied by an optional VISA Agila credit card. The VISA Agila card is a credit card that can be used to the credit on express choice on TPE or DAB in France or in cash by default on Internet, abroad and for the payments without contact. Cash can be arbitrated at the end of the month. In contactless mode, the maximum payment amount is $ 30; the maximum cumulative amount of successive payments is limited to $ 50. Beyond this amount, a payment transaction with a PIN must be made by the cardholder. Free the first year. Free from the second year on condition of using the card for cash or credit. Otherwise, the fees are as follows: VISA Agila card 19 $, VISA Premier Agila card 49 $. You have a legal right of withdrawal when you purchase your credit and your Agila Visa credit card.